When you were a kid, did you ever ditch school? If not, you probably at least thought about it a time or two. But now you're an adult, and you're not in school. The concept of ditching work might appeal to you, but you're an adult so you don't do it. Now whenever you ditch something or someone, it's pretty much frowned upon. But what if you're ditching something bad, like debt or student loans? We at Ditching Debt can tell you how to do that, but it's not what you think!
Ditching Debt Defined
By Ditching Debt, we don't mean you should ignore your mounting bills. We mean you should get rid of your debts legally. In fact, we spell out at least six different ways to get out of debt. If you have a lot of credit card debt, Ditching Debt is easy if you transfer all your credit card balances to a credit card with a 0% introductory rate. It's an easy method as well as inexpensive. Play your cards right and you can be out of debt in six months to a year! But you have to avoid balance transfer fees and annual fees in the process. They're like hall monitors or truancy offices when it comes to ditching school.
If this method of Ditching Debt isn't for you, then consider a professional program designed to help you ditch your debt in about five years instead of the 13 years or more it would take you otherwise. This is done through interest rate reductions, and sometimes overall balance reductions. And you have the added benefit of being able to work to increase your overall credit score.
Of course, Ditching Debt doesn't get you in trouble, and it doesn't give you quite the same adrenaline rush as ditching school. It does give you a rush of another kind, however. You'll understand once you've ditched your debt for good.